By | July 16, 2023

Get Legal Help To Fight Against Insurance Companies Not Paying You The Money You Deserve


When we purchase insurance policies, we place our trust in insurance companies to provide financial protection in times of need. Whether it’s a medical expense, property damage, or an unforeseen accident, we rely on insurance to help us recover financially. However, there are instances where insurance companies may refuse to pay the money we deserve, leaving us in a difficult situation. In such cases, seeking legal help becomes essential to ensure that we receive fair compensation. This article delves into the importance of legal assistance and provides guidance on navigating the complexities of fighting insurance companies.

I. Understanding Insurance Company Tactics

Insurance companies are profit-driven enterprises that seek to minimize payouts. While they are legally obligated to act in good faith, some may employ tactics to delay, undervalue, or even deny legitimate claims. Recognizing these tactics is crucial to counter their efforts effectively. Some common tactics include:

  1. Denial of Coverage: Insurers may argue that your claim is not covered by your policy or cite technicalities to deny your claim.
  2. Delays in Processing: Insurance companies may employ a slow claims process to frustrate claimants, hoping they will accept less than they deserve out of desperation.
  3. Lowball Settlement Offers: Adjusters may make initial settlement offers that do not adequately compensate for your losses, hoping you will accept less than what you are entitled to.
  4. Disputing Liability: In cases where the insurer admits coverage but disputes liability, they may argue that you were partially or wholly responsible for the incident, thus reducing the amount they have to pay.

II. The Role of Legal Help

  1. Assessing Your Claim: An experienced attorney specializing in insurance law can evaluate your claim objectively, analyzing policy provisions, applicable laws, and potential damages. They can determine the strength of your case and advise you on the best course of action.
  2. Negotiating with Insurers: Attorneys skilled in dealing with insurance companies can engage in negotiations on your behalf. They understand the tactics insurers use and can effectively counter them, ensuring you are not taken advantage of during the settlement process.
  3. Building a Strong Case: In situations where negotiations fail, legal professionals can prepare a robust legal case to escalate the matter. They gather evidence, interview witnesses, consult experts, and present a compelling argument to support your claim.
  4. Understanding Complex Insurance Laws: Insurance laws can be intricate and vary from jurisdiction to jurisdiction. Legal experts have in-depth knowledge of these laws and can interpret them in your favor, helping you navigate the legal landscape.

III. Steps to Take When Insurance Companies Deny Your Claim

  1. Review Your Policy: Carefully read your insurance policy to understand the coverage and exclusions relevant to your claim. Ensure that the insurance company’s denial is in line with the terms and conditions mentioned in the policy.
  2. Document Everything: Maintain thorough documentation of the incident, including photographs, videos, medical reports, witness statements, and correspondence with the insurance company. These records will serve as vital evidence to support your claim.
  3. File an Appeal: If your claim is initially denied, you may have the option to file an appeal within a specified timeframe. Legal assistance can be invaluable during this process, as lawyers can craft persuasive arguments and submit the necessary documentation to strengthen your appeal.
  4. Seek Legal Counsel: Engaging a lawyer specializing in insurance law is crucial to level the playing field. They can guide you through the appeals process, represent your interests, and maximize your chances of receiving the compensation you deserve.

IV. The Benefits of Legal Representation

  1. Expertise: Lawyers specializing in insurance law possess extensive knowledge and experience in handling insurance claims. They understand the nuances of the legal system and can provide valuable insights specific to your case.
  2. Legal Strategies: Attorneys will develop effective strategies tailored to your circumstances. They know how to challenge insurance company tactics, negotiate favorable settlements, or litigate if necessary.
  3. Peace of Mind: Dealing with insurance companies can be overwhelming and stressful. Having a legal professional by your side provides peace of mind, knowing that someone is fighting for your rights and handling the complex legal matters on your behalf.
  4. Maximizing Compensation: Lawyers work diligently to ensure you receive the full amount you are entitled to. They consider all aspects of your claim, including medical expenses, property damage, lost wages, pain, and suffering, to ensure you receive fair and just compensation.


When insurance companies refuse to pay the money you deserve, seeking legal help becomes essential. An experienced attorney can level the playing field and ensure that your rights are protected throughout the claims process. By understanding insurance company tactics, taking proactive steps, and enlisting legal representation, you increase your chances of obtaining fair compensation. Remember, you don’t have to face insurance companies alone  legal professionals are ready to help you fight for what you rightfully deserve.

Top 10 Award-Winning insurance Lawyers
  1. John H. Morrison: Recognized for his expertise in insurance coverage disputes and bad faith claims.
  2. Lisa S. Kantor: Known for her work in insurance litigation, particularly in the areas of disability and long-term care insurance.
  3. Robert M. Horkovich: Renowned for his accomplishments in insurance coverage litigation and representing policyholders in complex claims.
  4. Barry I. Buchman: Recognized for his experience in insurance litigation, including commercial general liability and professional liability.
  5. Linda Kornfeld: Known for her expertise in insurance recovery and counseling policyholders in complex insurance matters.
  6. Amy Bach: Renowned for her work in advocating for policyholders’ rights and fighting insurance company misconduct.
  7. Robert G. Stein: Recognized for his successful representation of policyholders in complex insurance disputes, including property and casualty claims.
  8. Jerry J. Dunietz: Known for his accomplishments in insurance coverage litigation and advising clients on risk management strategies.
  9. Susan E. Egeland: Renowned for her work in insurance bad faith litigation and representing policyholders in disputes with insurance companies.
  10. Eugene R. Anderson: Recognized for his experience in insurance coverage disputes, including representing policyholders in high-stakes claims.

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